Insurance distribution platform for brokers
Modern brokers need more than a traditional broker management system. They need the ability to distribute insurance products digitally, manage partner networks, support online sales journeys and provide a seamless experience for customers, brokers and affinity partners.
Garansure is a next-generation insurance distribution platform that enables brokers to manage distribution channels, connect with insurers and MGAs, sell insurance online and administer policies through a single multilingual, multi-tenant platform.
Built with GDPR compliance and DORA readiness in mind, Garansure helps brokers modernize operations while maintaining governance, transparency and operational resilience.
Who is this solution for?
This solution is designed for insurance brokers, broker networks, affinity distributors, and insurance intermediaries looking to modernize distribution and scale digital sales.
Whether you operate as a broker within an insurer or MGA ecosystem, or as an independent broker organization managing your own broker network, Garansure provides the tools to manage distribution, partners and customer journeys from a single platform.
Pain points facing brokers
Fragmented insurer and MGA systems
Many brokers work with multiple insurers and MGAs, each with their own portals, processes and workflows. This creates inefficiencies, training challenges and administrative overhead.
Manual quotation and sales processes
Manual data entry, email exchanges and disconnected systems slow down quotation, policy issuance and customer service.
Managing broker and partner networks
As organizations grow, managing sub-brokers, partners and distribution channels becomes increasingly complex without centralized tools and visibility.
Limited digital distribution capabilities
Traditional broker systems often lack modern customer journeys, self-service capabilities and digital sales channels.
Lack of operational visibility
Monitoring sales performance, partner activity and policy volumes across multiple distribution channels can be difficult without consolidated reporting.
Compliance and governance requirements
Brokers must maintain strong controls, auditability and operational resilience while meeting increasing regulatory expectations and partner requirements.
How Garansure solves these challenges
Centralize insurance distribution
Manage products, partners, quotations and policies through a single platform instead of relying on multiple disconnected systems
Connect with insurer and MGA services
Integrate with insurer and MGA quote engines and underwriting systems through flexible APIs, allowing brokers to distribute products through a one platform
Manage broker networks and partners
Create and manage sub-brokers, partners and distribution channels through configurable permissions, workflows and reporting tools
Deliver digital customer journeys
Support online quotations, policy purchases, renewals and customer interactions through modern digital sales experiences
Support delegated workflows
Where underwriting authority has been delegated, Garansure supports approval workflows and underwriter access controls. Where authority remains with an MGA or insurer, approvals can be routed to the appropriate parties
Strengthen compliance and governance
Garansure provides role-based permissions, audit trails and operational controls to support GDPR compliance and strengthen resilience in line with DORA requirements
Operate branded insurance programs
Create branded distribution portals, affinity programs and white-label insurance experiences while leveraging insurer or MGA products and services
Feature mapping
| Broker requirement | The Garansure solution |
|---|---|
| Insurance distribution | Digital sales and quotation journeys |
| Multiple insurer relationships | API integration framework |
| Partner management | Easily create and manage sub-brokers and partners |
| Sub-broker networks | Multi-level access control and hierarchy management |
| Affinity distribution | White-label platform and branded programs |
| Governance and compliance | Audit logs and role-based permissions |
Example workflows
Sell an insurance product
- A customer requests a quote online.
- Garansure connects to the appropriate insurer or MGA pricing API.
- Eligibility and validation rules are applied automatically.
- If required, the submission is referred for underwriting approval.
- The policy is issued and recorded.
Manage a broker network
- Create broker and sub-broker accounts.
- Assign permissions and product access.
- Monitor quotation and policy activity.
- Track performance across distribution channels.
- Generate operational and management reports.
Launch an affinity insurance program
- Create a branded insurance portal.
- Connect insurer or MGA products through APIs.
- Configure customer journeys and product availability.
- Enable partner access and distribution.
- Monitor sales and policy performance.
Support delegated underwriting workflows
- A quotation exceeds predefined risk thresholds.
- The submission is automatically referred.
- An authorized underwriter reviews the risk.
- The quotation is approved, declined or amended.
- The policy proceeds through issuance and administration.
Why brokers choose Garansure
We are continually updating Garansure to empower your underwriting.
- Centralize insurance distribution activities
- Connect multiple insurer and MGA services through a single platform
- Manage broker networks and partners efficiently
- Launch affinity and white-label insurance programs
- Support digital customer acquisition and online sales
- Integrate with any quote engine or pricing API
- Maintain GDPR-compliant data governance
- Strengthen operational resilience with a DORA-ready framework
- Provide complete auditability and control
- Scale distribution without increasing operational complexity
Why Garansure is different
Most broker platforms focus solely on customer relationship management or back-office administration. Garansure combines digital distribution, partner management, quotation workflows, policy administration and API connectivity within a single platform.
Whether you operate as a broker within an insurer or MGA ecosystem, manage a network of sub-brokers or distribute insurance through affinity partnerships, Garansure provides the flexibility to support your business model and growth strategy.